Our Services
McLemore Financial Eduvisors offers many services above and beyond other financial planners:
- Comprehenisve Financial Planning
We recognize that each client has unique goals, values, resources and circumstances. Once we understand where you are, and where you want to go, we develop a comprehensive, custom financial plan for you, suggesting strategies designed to fulfill your dreams. As your needs and circumstances change, we can update your plan to keep pace. - Tax Reduction Strategies
Tax Planning for individuals and businesses with the idea that every dollar we save you in taxes you can spend on your lifestyle. - 401K Recommendations for Pre-retirees
Often the choices at your workplace plan can be overwhelming. We help make those choices fit your financial goals. - Asset Management
Once we have a clear idea of your financial situation, goals and risk tolerance, we will create a diversified portfolio specifically for you. Asset allocation, the mix of major investment groups, is a key factor in long-term performance. Within each group, we practice diversification to lower overall volatility and increase the potential for gain. - Business Planning and Transfer
Your business may be your single biggest asset. We can help you potentially increase your current income and future value of your business, through proven business and tax planning strategies. We can also help with the sale or transfer of your business to family, employee or outside buyer. - Education Funding
Today, education can be one of the largest expenses a family will face. We can help you explore and analyze the numerous options available to you and other family members for funding, such as UGMA accounts, Educational IRAs, 529 plans and employee benefit plans. - Charitable Giving
The creation of your legacy and life-long purpose needs serious consideration. We help find the potential taxation and income benefits that you deserve. - Estate and Trust Planning
Financial planning includes establishing enduring legacies for your heirs and charities. We work with individuals and families to ensure that their wealth is passed on in accordance with their intentions and values. This includes minimizing administrative expenses, as well as federal and state taxes. If you already have legal documents such as wills, trusts and powers of attorney, we can review them with a fresh, experienced eye and suggest changes to meet new needs or circumstances. - Multi-Generational Wealth Management and Transfer
Effective estate planning enables you to retain control of assets while preparing its transfer. Our services include working with individuals and families to minimize taxes and expenses on bequests. We review legal documents such as wills, trusts, and powers of attorney, making suggestions to facilitate testamentary goals. - Retirement Planning: Distribution Strategies to
help you not outlive your money
Retirement planning has two phases, accumulation and actual retirement. During the accumulation phase we assist clients in setting goals and implementing strategies to meet them. We help our retired clients enjoy the lifestyle they want while pursuing a strategy for continued investment and asset growth. - Life Insurance and Estate Planning
Planning is the best protection against financial emergencies. We can assess your needs and recommend ways to restructure your current assets to achieve increased wealth protection, as well as appropriate life, disability, personal liability, and major asset insurance plans. - Long Term Care Insurance
Families do not realize how important long-term care insurance is until they are uninsurable or actually need long-term care. We don't want that to happen to you! After reviewing your current policies, we can offer an unbiased judgment on whether they meet your needs. If additional policies are warranted, we can suggest options objectively and assist you in designing the proper plan for you and your family. - Educational workshops
We offer various presentations which address the subjects that are most pertinent to your helath, wealth, and happiness. See our schedule for the next valuable seminar.