FAQs

Frequently Asked Questions:

Q: Are you a stockbroker or insurance agent?
A: Even though we can help you in these areas, unlike a stockbroker or insurance agent, we never put our needs ahead of those of our clients. Our objective is to make sure our clients obtain comfort, control, and flexibility through financially security in their retirement.

Q: Is my money safe with McLemore Financial Eduvisors?
A: 
All investment accounts are owned directly by our clients and insured by the SIPC.  We do not "hold" our clients' investments.

Q: What are some of the common questions people have before they retire?
A:
Have I accumulated enough to live for the rest of my life without working? Do I manage my money different during retirement than before? How do I make it last for 30 years? Should I file for Social Security early at a reduced rate? How do I get growth, but still with guarantees of not losing?

Q: What kind of service can I expect working with you?
A:
You can expect very high levels of respect, patience, competence, responsiveness, attention to detail, and trustworthiness. You can also expect regular communication with your advisor.

Q: What is a "Retirement Planning?"
A:
Retirement planning is creating a path to a comfortable retirement. This could be ten years away from retiring, or ten months, or now! Through education, and being an independent advisor, we help you maximize your retirement income, finding the right balance between spending "too much" and spending "too little." Time is your best friend and your most dangerous enemy.  Preservation of your wealth is critical because playing the market with risky investments is a luxury you simply do not have.

Q: What states are you licensed to sell or discuss securities or insurance in?
A: Securities licensed in the following states:
AZ, CA, CO, OH, NM
Insurance licensed in the following states:
AZ, CA, CO, OH, NM
Registered Investment Advisor Representative in:
CO, NM